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Question 1 of 10
1. Question
Which of the following is the report in which the information about character, reputation, and habits of the customer is collected by asking from the individual’s friends and associative Persons.
Correct
Investigative consumer reports are generated by consumer agencies in which the information is collected by asking from the individual’s friends and associated persons.
Incorrect
Investigative consumer reports are generated by consumer agencies in which the information is collected by asking from the individual’s friends and associated persons.
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Question 2 of 10
2. Question
Which of the following statement is true about pretext interviews.
Correct
Pretext interviews are misrepresented interviews in which the interviewee has a confusing identity and presents himslef/herself as someone else.
Incorrect
Pretext interviews are misrepresented interviews in which the interviewee has a confusing identity and presents himslef/herself as someone else.
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Question 3 of 10
3. Question
Pretext interviews as misrepresented interviews. But, it is intentionally used in the case of.
Correct
Pretext interviews are always misrepresented. That’s why they are used only in case of fraud or crime cases.
Incorrect
Pretext interviews are always misrepresented. That’s why they are used only in case of fraud or crime cases.
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Question 4 of 10
4. Question
Who can have access to the reports generated by consumer reporting agencies?
Correct
Reports generated by consumer reporting agencies can be accessed by individuals and companies that have a legal and legitimate reason for having access to information can ha
Incorrect
Reports generated by consumer reporting agencies can be accessed by individuals and companies that have a legal and legitimate reason for having access to information can ha
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Question 5 of 10
5. Question
Any client can ask for excluding his/her name and contact number from any consumer agency report. This exclusion is valid.
Correct
Any client can ask for excluding his/herself name or contact number from the consumer agency reports by notifying the agency. That exclusion notice is valid only for two years.
Incorrect
Any client can ask for excluding his/herself name or contact number from the consumer agency reports by notifying the agency. That exclusion notice is valid only for two years.
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Question 6 of 10
6. Question
Which of the following information is prohibited to include in consumer reporting agencies.
Correct
Consumer reporting agencies cannot include details of any ten years or more old bankruptcy, seven years or more old criminal arrests, or any other related information that is seven years or more old.
Incorrect
Consumer reporting agencies cannot include details of any ten years or more old bankruptcy, seven years or more old criminal arrests, or any other related information that is seven years or more old.
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Question 7 of 10
7. Question
There is no restriction of including information in consumer credit reports if the life insurance policy of that individual is more than.
Correct
There is no restriction in including information while generating a consumer’s report if the life insurance policy taken by the consumer is more than $150,000 or more.
Incorrect
There is no restriction in including information while generating a consumer’s report if the life insurance policy taken by the consumer is more than $150,000 or more.
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Question 8 of 10
8. Question
There is no restriction of including information in a consumer’s credit report if the individual is earning more than.
Correct
There is no restriction of including information in a consumer’s credit report if the individual is earning more than $75,000.
Incorrect
There is no restriction of including information in a consumer’s credit report if the individual is earning more than $75,000.
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Question 9 of 10
9. Question
Which of the following is the duty of the commissioner?
Correct
It is the duty of commissioner to investigate the accounts and transactions of the broker, insurer, and agent.
Incorrect
It is the duty of commissioner to investigate the accounts and transactions of the broker, insurer, and agent.
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Question 10 of 10
10. Question
Most of the insurance regulations are established at the state level. At the state level, what is the insurance code?
Correct
Most of the insurance regulations are established at the state level and the insurance code is the body of law at the state level.
Incorrect
Most of the insurance regulations are established at the state level and the insurance code is the body of law at the state level.