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Question 1 of 10
1. Question
When will the insurance stop covering for the child of the ensure?
Correct
The medical expense benefits are more liberal than the converted policy’s benefits.
Incorrect
The medical expense benefits are more liberal than the converted policy’s benefits.
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Question 2 of 10
2. Question
When an insured person has been terminated from employment, what will be the maximum period of coverage the insured get?
Correct
For other qualifying events, the maximum coverage would be up to 36 months.
Incorrect
For other qualifying events, the maximum coverage would be up to 36 months.
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Question 3 of 10
3. Question
An initial investment of $1000 has a 0.07 growth rate, what will be the capital amount after 45 years?
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Question 4 of 10
4. Question
An initial investment of $55000 has a 0.08 growth rate, what will be the capital amount after 3 years?
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Question 5 of 10
5. Question
Which of the following are part of the qualification process for legal dependency?
Correct
Not all states require group policies to grant an extension of benefits.
Incorrect
Not all states require group policies to grant an extension of benefits.
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Question 6 of 10
6. Question
If a person has an incurable disease, will they be excluded from the benefits of employment?
Correct
ADA prevents all kinds of discrimination against people with any kind of disability in general.
Incorrect
ADA prevents all kinds of discrimination against people with any kind of disability in general.
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Question 7 of 10
7. Question
Which of the following will qualify a person for OBRA?
Correct
Coverage of OBRA may be extended for 18 to 29 months if the beneficiaries are disabled during the time of termination.
Incorrect
Coverage of OBRA may be extended for 18 to 29 months if the beneficiaries are disabled during the time of termination.
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Question 8 of 10
8. Question
If an employer discontinues its group insurance plan, what must be done?
Correct
Not all states have the employer required to convert the group plan into an individual plan.
Incorrect
Not all states have the employer required to convert the group plan into an individual plan.
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Question 9 of 10
9. Question
Will an adopted child be qualified as a beneficiary for a health plan?
Correct
Born or adopted. All children of the insured will be a beneficiary during the coverage period.
Incorrect
Born or adopted. All children of the insured will be a beneficiary during the coverage period.
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Question 10 of 10
10. Question
The law guarantee a person how many hours stay in the hospital if she has given birth?
Correct
If the mother did a cesarian section birth, the law guarantees 96 hours of stay in the hospital.
Incorrect
If the mother did a cesarian section birth, the law guarantees 96 hours of stay in the hospital.